State Bank Watchdogs Empowered by CFPB Guidance, Agency Says

Jan. 14, 2025, 10:42 PM UTC

Banks and other companies hoping to escape guidance from the Consumer Financial Protection Bureau once President-elect Donald Trump installs new leadership face new hurdles thanks to the US Supreme Court, the agency said.

Trump is widely expected to fire CFPB Director Rohit Chopra and replace him with an acting director who will quickly rescind all agency guidance documents adopted outside the formal notice-and-comment rulemaking process.

The agency under Chopra has unilaterally issued guidance, interpretive rules, advisory opinions, and exam manual changes setting policy on issues such as medical debt, anti-discrimination enforcement, and credit protections for buy now, pay later ...

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