Legal Challenges Mount Over Trump Student Loan Caps: Explained

June 22, 2026, 9:00 AM UTC

Healthcare professionals, schools that train them, and allies are racing against the clock to block a Trump administration rule enforcing new federal student loan limits for borrowers pursuing advanced degrees.

The GOP 2025 tax-and-spending law ushered in a sea change in federal financial aid. Graduate students have long been able to borrow up to the cost of their education. That’ll change on July 1.

The Education Department rule implementing the changes has attracted a slew of legal challenges and congressional rebukes.

At issue is the list of degrees the department considers “professional,” a label qualifying students seeking those credentials for ...

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