Maryland Eyes Limits on Car Insurance Rates Based on Driver Data

March 28, 2025, 9:00 AM UTC

Car insurers in Maryland would face restrictions over how they use data such as speed, braking, and mileage from a resident’s vehicle to provide policies, under a bill advancing in the state legislature.

The Senate-passed measure (S.B. 984), pending in the state House, aims to put privacy protections on insurance programs that base premiums in part on driving behavior. The insurance industry is lobbying against the bill, arguing that consumers benefit from voluntarily sharing their data by receiving feedback on their driving and potential policy discounts.

Bills introduced in Missouri, New York, North Carolina, and Rhode Island would ...

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