The US Housing Market Will Get a Bit More Affordable in 2026

December 17, 2025, 11:00 AM UTC

Aspiring homebuyers should find the US housing market slightly more affordable in 2026, even without the benefit of lower mortgage rates.

Bloomberg asked nine market analysts to predict how the housing market will look next year. They forecast a median price increase of 1.5%, less than this year and — critically — much less than the expected growth in employee wages. The combined effect will make houses cheaper in real terms.

Home sales will also rise next year, experts say, with growth estimates ranging from 1.7% to 14%. That would mark the first increase since 2021, when mortgage rates were ...

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