Insurer Beats Vape Product Maker on Gummies Litigation Coverage

March 6, 2026, 12:14 AM UTC

Kinsale Insurance Co. has no duty to defend or indemnify Fresh Farms E-Liquid LLC for litigation brought by a consumer who alleged she suffered a psychotic breakdown after ingesting gummies the company manufactured and distributed.

John John D. Early in the US District Court for the Central District of California issued a ruling siding with the insurer after both parties filed a joint stipulation this week to enter judgment.

  • The consumer in the underlying litigation, referred to as Jane Doe, said she experienced acute psychotic episodes after ingesting Fresh Farms’ “Half Bak’d Primo Tropical Twist THCP” gummies in August 2024. ...

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